A Balance Query that includes future credit card and future charges

Question

How do i do a Query for all accounts that a have a balance as of today and should include future c.c and for the accounts that includes future c.c it should also include future charges  ?

Answer 1

Thats two different queries.  1) Has a balance today, 2) Or will have a balance by end of year.

So you just create two queries with an Or option.